Archive for : February, 2015
Parent Assist the no guarantor home loan
Parent Assist is a whole new type of home loan in Australia. It’s a no guarantor home loan, that makes it easier for kids to ask their parents for help with a home loan.Visit our website arentassistloan.com.au
[FHA HOME LOANS] MORTGAGE LOANS JUST GOT EASIER. http://www.businesscreditamerica.com/
http://www.businesscreditamerica.com/Freddie Mac and Fannie Mae have also said they will start backing 3% down loans. Borrowers can currently get 3.5% down loans from the FHA, although they require borrowers to pay mortgage insurance premiums for the life of their loans.
tFreddie and Fannie agencies lowering downpayment requirements and making it easier for loans to be classified as qualified mortgages, but more importantly, they have clarified when lenders will be on the hook if borrowers default.
Any loans with no missed payments for 36 consecutive months after they were first issued will be backed by Freddie or Fannie should they default. The agencies will also allow two missed payments in the first 36 months without forcing borrowers into foreclosure.http://BusinessCreditAmerica.com
Lower credit scores allowed on home loans
One of the biggest misconceptions about getting a home loan is that you must have “perfect” credit.Well, that’s just flat-out not true!
In fact, ever since the tightening of credit caused by the financial crisis of 2008, we’ve seen a loosening of credit standards, and a lowering of credit scores required for most home loan programs.
Today, we only require a 620 credit score for Conventional home loans, and a 580 for FHA loans. (I’ve got to tell you; you would have to be carrying some pretty serious credit issues to have scores down that low!)
Maybe you’ve had an event in the past; bankruptcy, foreclosure, short-sale…that doesn’t have to keep you out of the market any longer!
If you’ve been good with your credit since then, and the required waiting period has passed – which could only be 2 to 3 years in many cases – then chances are your score has raised enough to where you CAN qualify today.
So let’s take a look at your credit history, see where you are, let me make the decision … DON’T trust those online services, because many times they don’t give accurate information, or they use different scoring models that may skew your credit score.
Contact me so we can look at where you really are. You can reach me by phone: 503.698.5801 or visit my site at www.CallNewman.com .
If you can’t qualify today, I will give you a personalized plan of action with steps to take to get you into a home in the future, and out of renting.
BNZ Home Loans
Catchy music.
Ideal Home Loans – Refinance Home Mortgage
If you are looking to refinance your home loan Ideal Home Loans is the place to go. Mortgage rates are around 3.75% and are currently at a 30yr low.
Tips on Low Doc Home Loans – JP Loans Mortgage Broker Brisbane.wmv
Tips from JP Loans – Mortgage Broker Brisbane. Tips on low doc home loans. http://jploans.com.au
Home Loans By Ashley – AmeriFirst Financial of Texas | Mortgage Services in Austin
When it comes to getting a mortgage you need someone with knowledge and experience. Trust in Home Loans By Ashley. Serving Austin and the surrounding areas, Ashley Matthews is here to help you through the entire process step by step to make sure you get the best mortgage at the best rates. With rates changing and markets shifting, you need to make sure you trust in a company that has seen the trends and can give you peace of mind. Don’t wait another day. Call Ashley Matthews with Home Loans By Ashley today at (512) 739-3320. Visit LocalSaver.com to learn more! http://www.localsaver.com/TX/Austin/Home_Loans_By_Ashley_AmeriFirst_Financial_of_Texas/BDSP-12608092.html
Indiabulls Home Loans Ad
Indiabulls Home Loans Ad
Caliber Home Loans Preapproval
Preapproval for Home Loan
How To Qualify For A USDA Home Loan With High Debt Ratios | USDA Loan Pro
http://www.USDALoanPro.com – Have you been told that your debt ratios are too high to qualify for a home loan? The guidelines are quite different with USDA loans, in this ProTip find out about the USDA guidelines that might help you qualify for a USDA loan even with high debt ratios.Metroplex Mortgage Services are USDA loan experts in Florida, Alabama, Tennessee and Texas, and we can help you with your USDA application, or give you a second opinion on your existing application.
Read more: http://www.usdaloanpro.com/blog/can-qualify-usda-home-loan-high-debt-ratios
Download our FREE USDA Blueprint for Success! http://www.usdaloanpro.com/blue-print-for-success/
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USDA Rural Home Loans are unique and their qualifying requirements are very different to traditional FHA or Conventional home loans. Using the in-depth knowledge of the USDA guidelines, my team at Metroplex Mortgage Services has helped many clients with a high debt ratio to take steps to manage their finances to increase their chances of qualifying for a USDA loan. In this video ProTip, I explain some of the strategies that we use, and the specific guidelines that we take advantage of when we give clients a free second opinion after their loan is already in progress or has been turned down.
If you would like help qualifying for a USDA or just some advice, my team at Metroplex Mortgage Services are experts in USDA loan in Florida, Alabama, Tennessee and Texas. Request a call back on our website now. Visit: http://www.usdaloanpro.com/contact-us/
Do you have a question about USDA Loans? Submit your question in the comments for next week’s episode.