Archive for : May, 2015
Mortgage switching calculator – Switching home loans – MoneySmart
Robert talks about what to consider when thinking about switching home loans.
Use MoneySmart’s mortgage switching calculator at https://www.MoneySmart.gov.au/tools-and-resources/calculators-and-tools/mortgage-switching-calculator
Compare your current home loan, with other loans on the market. Features like making extra repayments or being able to draw out the money in the future can influence your decision. Once you have selected your loan, try MoneySmart’s mortgage calculator at https://www.MoneySmart.gov.au/tools-and-resources/calculators-and-tools/mortgage-calculator
MoneySmart is a website run by the Australian Securities and Investments Commission (ASIC) to help people make smart choices about their personal finances.
For more money tips and information visit https://www.MoneySmart.gov.au or visit our Facebook page at http://www.facebook.com/MoneySmartAu
NZ Home Loans Offshore – Taupo 2015
Racing action from NZ Home Loans boats #9 (Mike Urquhart & James Downs) and #16 (Chris Haeger & Nick Campbell) at round 2 of the NZ Offshore Powerboat Championship held on Lake Taupo.
Filmed on GoPro Hero 2, 3 & 4
DISCLAIMER I DO NOT OWN THIS SONG
Jumbo Home Loans Orange County (949) 777-6468 What Are The Jumbo Loan Rates
Jumbo Home Loans Orange County (949) 777-6468 – if you are looking for information about an Orange County jumbo loan lender and what to know the current jumbo loan rates click on the link provided or call the number and speak with a mortgage expert.
jumbo loan Orange County
jumbo home loan Orange County
Orange County jumbo loans
Orange County jumbo home loans
Searches related to jumbo home loans orange county
orange county jumbo loan limit
orange county first time home buyer
fha loans orange county
orange county mortgage
orange county mortgage rates
orange county mortgage calculator
conforming loan orange county
conforming loan limit orange county
Why Embrace Home Loans with Celine RIce
For Celine Rice, Loan Officer at Embrace Home Loans it all starts with people like you. Learn how she will find the solution that’s right for you and help you find your place in the sun.
House to Home: Pentagon Federal Credit Union home loans
Find out how Pentagon Federal Credit Union can help you get a home loan! Visit http://penfed.org to find out more.
Home Loans: Fixed Mortgages vs. ARMs
Home Loans: Fixed Mortgages vs. ARMs. Part of the series: A Home of Your Own. As a potential home buyer it is always important to understand the different types of home loans. Learn about the difference between fixed versus adjustable-rate mortgages with help from a financial adviser with this free video on real estate. Read more: http://www.ehow.com/video_12162289_home-loans-fixed-mortgages-vs-arms.html
Refinance USDA – USDA Home Loans California, CA, Riverside CA, High Desert, Victorville
Teresa Tims, TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, HARP, harp 2.0, VA loans, FHA loans, Jumbo loans, conventional loans, http://www.TheSoCalLoanPro.com reverse loans, first time home loans, 1st time buyer loans, USDA loans, CalHFA loans and Chdap loans and Calhafa loans. We serve southern California including Upland, Rancho Cucamonga, Fontana, Rialto, Ontario, LaVerne, Claremont, Montclair, Pomona, Riverside, Corona, Glendora, Chino Hills, Chino, San Dimas, Los Angeles, Orange County, Coachella Valley, the High Desert and San Bernardino.
I am a life-long resident of the Inland Empire and a licensed California Real Estate Broker, California Certified Residential Property Manager, Certified Short Sale and Foreclosure Specialist. With over 15 year’s experience in the mortgage loan industry, I am dedicated and prepared to assist you with your mortgage loan or refinance. Check out my testimonials page raving fans are no accident http://www.thesocalloanpro.com/catagory/video-testimonials/ I look forward to hearing from you soon.
Call 909-920-3500 or 909-821-3093 today!
Connect with me on these sites
NMLS # 267236
DRE Broker License # 01269949
Teresa Tims, TDR Mortgage and or is an equal opportunity lender and any mention of rate or term is an estimate only and could vary based on many variables such as credit score, equity position, sales price etc. We are an equal housing opportunity lender.
Heritage Bank Home Loans 15 Second – March 2015
*Based on 0,000 over 25 years. WARNING: Comparison rate is true only for example given and may not include all fees. Different terms, fees or amounts may result in a different comparison rate. †Comparing the annual cost of a 5,000 advance using Heritage Bank’s 4.35%PA comparison rate and a major Australian bank’s comparison rate of 5.10%PA as at 11.03.15.
Wealth Building Home Loans
Bloomington Mortgage Watchers Eye ‘Wealth Building Home Loan’
Novel Mortgage Concept Aims to Build Equity Faster
New Mortgage Idea Gets Attention from Serious Players
Something new is stirring in the ordinarily hidebound world of residential mortgage offerings: a new way of approaching the financing of home purchases. If successful, it might well shift the way some Bloomington mortgage contracts are written.
The experiment is known as the “Wealth Building Home Loan,” and it addresses a home-ownership problem that has been talked about for a long time, with little being done to solve it. The issue in question is how to unburden new homeowners from spending years in a situation that bears more resemblance, financially, to renting than to owning— especially during the first 3 to 5 years. For low- and moderate-income mortgagees, that’s the difference between sinking into more debt and actually building wealth. After all, every dollar that goes toward interest is lost, while dollars that pay down principal are investments.
According to Edward Pinto, one of the authors of the WBHL, often during the opening years of a 30-year loan, “68% goes to pay interest.” In the new program, 77% of monthly payments go to pay off principal—with the result that in a short time, new homeowners have a much larger equity stake in their homes. And, it is hoped, a sizeable increase in pride of ownership: “a stake in the game.”
It sounds good, but you might be wondering how this could be possible. Is this just a ‘pie in the sky,’ feel-good idea that will never see daylight in the real world? Apparently not. The pilot program is being put into action by some serious players: the American Enterprise Institute (if that sounds like a conservative outfit, it is) and administered by the Neighborhood Assistance Corporation of America (if that sounds like a liberal outfit, ditto). And it’s being funded by Bank of America and Citi Mortgage—neither of which would be likely to bankroll some fly-by-night scheme.
The mechanics of this kind of mortgage work out like this. First, it’s based on a 15-year term, which of course speeds the rate at which equity builds; and second, it’s a mortgage that carries a very low interest rate. Something for nothing? Not quite: the concept is to
• change the underwriting standards to tilt away from credit history and toward recent payment history and residual income, thought to lower lender risk
• eliminate the down payment altogether, instead allocating that initial cash toward “points”: buy-downs of the mortgage’s interest rate to .5%, (or even 0%)!
It boils down to an approach that could be a win-win. Borrowers (even those who suffered credit black marks during the economic downturn) could be newly eligible for a home loan, and because lenders pocket the interest rate buy-down amount, a proposition they might find acceptable.
Should Bloomington mortgage applicants expect this deal to be available next week? Not likely: it’s in the pilot phase. But if it seems to work out, it could be a shot in the arm for homeowners who can manage a slightly higher monthly payment. If you would like to talk about today’s home loan availability (or any other current Bloomington real estate matters), call me today at 812-360-3863!
Texas Veterans Home Loans
Texas loves its veterans. That’s why we have the Texas Veteran Home Loan. It’s a program that offers a lower rate to anyone who is currently serving or has served and is in Texas. Find out more about how the Texas Veteran Loan can help you!
100 West Central Texas Veterans Cemetery
Harker Heights, TX 765448