Archive for : March, 2017
How VA home loans work
For veterans, active-duty service members and some spouses, VA home loans can be a great way into home ownership. But they differ in some key ways from traditional home loans. Find out if a VA home loan is right for you, and if so, what to expect.
UNO Home Loans
Get an explainer video like this at – http://grumomedia.com
Buying a home is possibly one of the biggest financial decisions you’ll ever make. So when we learned that more than 1 in 3 home owners aren’t confident they got the best deal possible on their home loan, we decided, that had to change.
That’s why at uno – the digital mortgage service that’s Australia’s new way to get a home loan – we’re putting our money where our mouth is with this industry-first offer.
If you find a better deal, we’ll pay the difference for a year.
We’re so confident in the home loan deals we offer, that if you happen to find an even better one anywhere else, we’ll aim to match that offer – and will also pay the difference for a year!
So, what do we look for to get you a better deal?
We look for a home loan that has all the features that meet your requirements and objectives and costs you the least amount of money possible – whether you want to lower those costs over the life of the entire loan, or minimize your monthly payments.
At uno, we believe every home owner should be 100% confident they got a better deal on their home loan. And we believe in making the process for getting that deal easier and simpler.
That’s why we’ve combined our smart technology with on-demand support from home loan experts, to give you a transparent view of a better deal than you can find elsewhere – or we’ll pay the difference for a year.
To get started, join the tens of thousands of Australians already finding better home loan deals at UNO home loans dot com dot au.
Ideal Home Loans can help with a personalized mortgage loan
((SL Advertiser)) For more information about Ideal Home Loans, call 602-899-7000, or go to ideal home loans.com.
Loan Market Sandra Home loans Personal Loans
Why use a Loan Market mortgage broker?
Home Loans made simple
From first home buyers to experienced property investors, our mortgage experts can help you make your property dreams a reality.
Amazing Service. Zero Cost.
There is no cost to you, we get paid by the lenders. Our brokers genuinely work harder to make it happen because we only get paid if your loan is approved.
We know you are busy, so we will come to you.
Our local expert will visit you when it suits you, at a place you’re comfortable with. They’ll take the time to explain the difference between lenders and loans in language you can understand.
Real choice. Real Savings.
Compare mortgage rates, fees and charges from over 30 of Australia’s biggest banks and lenders – see how much you could save.
Genuine, down to earth advice.
You’ll receive a personalised report with the top 3 options for your situation. Genuine, down to earth advice that will help you be a bit smarter with your money.
The power to negotiate a better deal.
We have access to exclusive offers, and the power to negotiate better deals on rates and fees. Find out how much you can save.
We’ll take care of the paperwork.
We help you navigate the often complex pre-approval and application process. We work hard with the lenders to make it all happen.
Our customers love us.
Over 95% of our customers recommend us. Check out our amazing 4.8/5 score on product review.
If you’ve struggled in the past we can probably help.
We thrive in helping customers who have unusual circumstances or have had some bad-luck with the banks. Our brokers can help make it happen because we have access to more lenders and more products than anyone else.
We are not owned by a bank, we’re led by a family.
Our switched on experts have been providing down to earth, genuine home loan advice for over 20 years.
Housing Bank CEO Explains Subsidy On Home Loans
Sriram Kalyanaraman, MD & CEO at National Housing Bank says that the people in middle income group (MIG) who have income between Rs 12 lakh and Rs 18 lakh will be eligible for a subsidy on home loan for amounts of Rs 9 lakh and Rs 12 lakh. This is a historic step as the middle income group has never been covered by a government subsidy, adds Mr Kalyanaraman.
NDTV is one of the leaders in the production and broadcasting of un-biased and comprehensive news and entertainment programmes in India and abroad. NDTV delivers reliable information across all platforms: TV, Internet and Mobile.
Subscribe for more videos: https://www.youtube.com/user/ndtv?sub_confirmation=1
Like us on Facebook: https://www.facebook.com/ndtv
Follow us on Twitter: https://twitter.com/ndtv
Download the NDTV Apps: http://www.ndtv.com/page/apps
Watch more videos: http://www.ndtv.com/video?yt
USDA Home Loans program update
I want to share with you something really cool about the USDA Guaranteed Rural Home Loan Program.
For those of you who don’t know what it is, the USDA program allows borrowers with lower-to-middle average income be able to buy a home in an outlying community or a designated rural area with 0% down.
Plus, the USDA Home Loan program has extremely competitive interest rates, and doesn’t have the really high expensive mortgage insurance cost that FHA does. (USDA has its own version of a guarantee fee, and a very small amount of mortgage insurance, but when compared to FHA and conventional, the payment is almost always lower for those qualified borrowers)
If you want to find out if the community where you’re looking to buy a home qualifies, just send me a quick email, or call me at 503.698.5801 and I can look up that specific address.
Some of the common areas within the Portland/Vancouver metro area might include:
and some parts of Newberg as well
There are going to be some changes – the USDA has been talking about eliminating some of these eligible areas as of last Fall, but that has been postponed until this coming Fall 2014.
So if you want to purchase in one of these communities, you can still do that today!
Here’s the cool part: USDA – in most Realtor’s opinions – is very slow in the closing process.
What happens as a lender; we underwrite the file in-house first, then we have to send it to USDA for their certificate of eligibility for us to be able to close the loan.
That’s the part which has historically taken up to three or four weeks. In fact, last fall when the government shut down for the whole month of October, the USDA closed its doors and their turn-around times got enormous.
That has changed. I usually quote Realtors anywhere from 2-3 weeks for USDA to give its approval. That’s the one variable we don’t control after we give our approval.
However, last Friday I submitted a loan for USDA approval after we had already cleared everything else on our end. We were quoted 5 business days! That’s fast, and we’re excited about that.
Then you know what happened? Yesterday (Tuesday) at noon we got a clear and clean approval! Two business days are all it took for USDA to give their approval!
In other words, you can close one of those loans in the same amount of time that we close on an FHA or conventional loan.
Here’s the real key. I’ve got a rock star processing team. My processor is fantastic, she’s absolutely amazing … she knew how to package this loan the right way, so that when USDA approved it, they didn’t have to go through the whole file and give a laundry list of conditions we would have to clear later.
We got a clean approval with no conditions, and docs are going out today on that borrower’s loan. Everybody’s happy, they are going to close on time, we’re going to keep the interest rate lock; it’s truly an amazing feat to be able to close a USDA loan this fast!
Not everybody can do that! So if you have somebody that wants to buy into one of those rural communities, and they’re limited on cash and need that 0% down, give me a call at 503.698.5801 or send me an email.
Let’s get this done for you!
REALLY easy pre-approvals … call mes503.698.5801 or visit www.CallNewman.com
1% Down Home Loan – 1st Time Buyer | CA | Inland Empire | Riverside
Teresa Tims, TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, VA loans, FHA loans, Jumbo loans, conventional loans, http://www.TheSoCalLoanPro.com reverse loans, first time home loans, 1st time buyer loans, USDA loans, CalHFA loans and Chdap loans and Calhafa loans. We serve Southern California including Upland, Rancho Cucamonga, Fontana, Rialto, Chino, Chino Hills, Mira Loma, Eastvale, Ontario, La Verne, Claremont, Montclair, Pomona, Riverside, Corona, Glendora, San Dimas, Los Angeles, Orange County, Coachella Valley, the High Desert and San Bernardino.
I am a life-long resident of the Inland Empire and a licensed California Real Estate Broker, Licensed Mortgage Loan Originator, California Certified Residential Property Manager, Certified Short Sale and Foreclosure Specialist. Serving California since 1998 with many years experience in the Mortgage Loan & Real Estate industry, I am dedicated and prepared to assist you with your mortgage loan or refinance. Checks out my testimonials page raving fans are no accident http://www.thesocalloanpro.com/catagory/video-testimonials/ I look forward to hearing from you soon.
Call 909-920-3500 or 909-821-3093 today!
Connect with me on these sites
Company NMLS #390767 Individual NMLS MLO # 267236
Company BRE # 01889552 Broker License BRE # 01269949
Teresa Tims, TDR Mortgage and/or TDR Real Estate Group is an equal opportunity lender and any mention of rate or term is an estimate only and could vary based on many variables such as credit score, equity position, sales price etc. We are an equal housing lender.
uno Home Loans – You Know What I Did TV campaign
Govt Announces Subsidy in Home Loans for Middle Class Family | Polimer News
Govt Announces Subsidy in Home Loans for Middle Class Family … to know more watch the full video & Stay tuned here for latest news updates.. http://goo.gl/e2Iwg
Like us on: https://www.facebook.com/polimernews
Follow us on: https://twitter.com/polimernews
VA Home Loan Eligibility and Entitlement
“Learn more: www.veteransunited.com/education/va-loan-process/eligibility/
Millions of veterans and service members are eligible for the VA Home Loan program. Are you one of them? In this whiteboard video, Veterans United’s Director of Education Chris Birk breaks down the minimum service requirements for eligibility and introduces the Certificate of Eligibility. “